{"id":5280,"date":"2013-02-26T13:41:14","date_gmt":"2013-02-26T12:41:14","guid":{"rendered":"http:\/\/www.haztartas-ma.hu\/?p=5280"},"modified":"2021-10-31T18:47:13","modified_gmt":"2021-10-31T17:47:13","slug":"rezsikoltsegek","status":"publish","type":"post","link":"https:\/\/www.haztartas-ma.hu\/index.php\/gazdalkodas\/penzkezeles\/csaladi-koltsegvetes\/rezsikoltsegek\/","title":{"rendered":"Rezsik\u00f6lts\u00e9gek"},"content":{"rendered":"<p style=\"text-align: justify;\">A rezsik\u00f6lts\u00e9gek cs\u00f6kkentek \u00e9s tov\u00e1bbi cs\u00f6kkent\u00e9sek v\u00e1rhat\u00f3k. T\u00f6bb p\u00e9nz jut m\u00e1sra. Sajnos, az \u00edgy felszabadult p\u00e9nz\u00a0 \u00fagy ki tud folyni a kezedb\u0151l, hogy \u00e9szre sem veszed.<\/p>\n<p style=\"text-align: justify;\"><!--more--><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-medium wp-image-17768\" src=\"https:\/\/www.haztartas-ma.hu\/wp-content\/uploads\/2013\/12\/bankkoltsegek-300x225.jpg\" alt=\"Bankk\u00f6lts\u00e9gek\" width=\"300\" height=\"225\" srcset=\"https:\/\/www.haztartas-ma.hu\/wp-content\/uploads\/2013\/12\/bankkoltsegek-300x225.jpg 300w, https:\/\/www.haztartas-ma.hu\/wp-content\/uploads\/2013\/12\/bankkoltsegek.jpg 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<h3 style=\"text-align: left;\">Mennyi p\u00e9nzr\u0151l is van sz\u00f3 a rezsik\u00f6lts\u00e9gek cs\u00f6kken\u00e9se folyt\u00e1n?<\/h3>\n<p>Igyekeztem a t\u00f6megkommunik\u00e1ci\u00f3ban is elhangzott adatokra, ismer\u0151seim tapasztalataira \u00e9s saj\u00e1t sz\u00e1ml\u00e1im adataira t\u00e1maszkodva egy re\u00e1lis \u00e1tlagot kialak\u00edtani. Hogy N\u00e1lad mennyi p\u00e9nzr\u0151l van sz\u00f3, azt a saj\u00e1t sz\u00e1ml\u00e1id alapj\u00e1n Neked kell kisz\u00e1molnod, ha m\u00e9g eddig nem tetted meg. N\u00e9zz\u00fck az \u00e9ves \u00e1tlagokat az \u00e9rintett energiafajt\u00e1k szerinti bont\u00e1sban. A legnagyobb k\u00fcl\u00f6nbs\u00e9gek a g\u00e1z \u00e9s f\u0171t\u00e9s ter\u00fclet\u00e9n mutatkoznak, mert a t\u00e1vf\u0171t\u00e9s \u00e9s a csal\u00e1di h\u00e1zak f\u0171t\u00e9se t\u00f6bbe ker\u00fcl, mint egy t\u00e1rsash\u00e1zi vagy olyan lak\u00f3telepi lak\u00e1sban, ahol nem t\u00e1vf\u0171t\u00e9ssel f\u0171tenek. Energiahordoz\u00f3k:\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Rezsik\u00f6lts\u00e9gek \/\u00e9v\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Rezsik\u00f6lts\u00e9gek \/h\u00f3<\/p>\n<ul>\n<li>G\u00e1z (a f\u00fct\u00e9st is besz\u00e1m\u00edtva) \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 300000 Ft\/\u00e9v \u00a0 \u00a0 \u00a0 \u00a0 (25ooo Ft\/h\u00f3)<\/li>\n<li>Villany \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 120000\u00a0 Ft\/\u00e9v \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 (10000 Ft\/h\u00f3)<\/li>\n<li>V\u00edz \u00e9s csatornad\u00edj \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a096000 Ft\/\u00e9v \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 (8ooo Ft\/h\u00f3)<\/li>\n<li>Szem\u00e9tsz\u00e1ll\u00edt\u00e1s \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u00a024000 Ft\/\u00e9v \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 ( 2000 Ft!h\u00f3)<\/li>\n<\/ul>\n<p>Az \u00e9ves rezsik\u00f6lts\u00e9gek adatait \u00f6sszeadva \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 540000 Ft-ot kapunk, A rezsik\u00f6lts\u00e9gek\u00a010 %-a a cs\u00f6kken\u00e9s: \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 54000 Ft.<\/p>\n<h3><\/h3>\n<h3 style=\"text-align: left;\">Mire k\u00f6ltheted a rezsik\u00f6lts\u00e9gek cs\u00f6kken\u00e9s\u00e9b\u0151l megmaradt p\u00e9nzt?<\/h3>\n<p>Term\u00e9szetesen arra k\u00f6lt\u00f6d, amire akarod. Gondolat\u00e9breszt\u0151nek \u00e1lljon itt n\u00e9h\u00e1ny p\u00e9lda:<\/p>\n<p style=\"text-align: justify;\"><strong>R\u00f6vidt\u00e1von:<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>hozz\u00e1teheted ahhoz a biztons\u00e1gi tartal\u00e9khoz, amelynek az a c\u00e9lja, ha j\u00f6vedelem n\u00e9lk\u00fcl maradsz vagy maradtok \u00e9s amelynek\u00a0 3-6 h\u00f3napi meg\u00e9lhet\u00e9sre el\u00e9gnek kellene lennie<\/li>\n<li>beirathatod a gyereket k\u00fcl\u00f6n\u00f3r\u00e1ra<\/li>\n<li>k\u00f6ltheted nyaral\u00e1sra (5-6 napra kivehet\u0151 bel\u0151le egy h\u00e1z a Balaton mellett) vagy egy-k\u00e9t hossz\u00fa h\u00e9tv\u00e9g\u00e9re<\/li>\n<li>vehetsz bel\u0151le egy j\u00f3 min\u0151s\u00e9g\u0171 konyhai robotg\u00e9pet<\/li>\n<li>vehetsz bel\u0151le egy-k\u00e9t olyan ruhadarabot, amit egy\u00e9bk\u00e9nt az \u00e1ra miatt soha nem venn\u00e9l meg.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>Hosszabb t\u00e1von: <\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>Sajnos, ez bizony olyan megtakar\u00edt\u00e1sokra, mint gyerekek tov\u00e1bbtanul\u00e1sa vagy a nyugd\u00edj, csak kieg\u00e9sz\u00edt\u00e9sk\u00e9nt haszn\u00e1lhat\u00f3 fel (azaz megn\u00f6velsz vele egy m\u00e1r megl\u00e9v\u0151t, ha az megfelel\u0151 helyen van).<\/li>\n<li>Elind\u00edthatsz\u00a0bel\u0151le egy hosszabb t\u00e1v\u00fa (4-8 \u00e9ves), havonta befizetend\u0151 megtakar\u00edt\u00e1st, amelyet egy nagyobb lak\u00e1sfel\u00faj\u00edt\u00e1sra haszn\u00e1lhatsz fel. Ennek a megtakar\u00edt\u00e1si form\u00e1nak az az el\u0151nye, hogy az \u00e1llam a betett p\u00e9nzednek 30 %-\u00e1t hozz\u00e1teszi. Igaz, a betett p\u00e9nzek ut\u00e1n a kamat nem magas, de \u00e1tlagosan kb. 9 % -kal n\u0151 meg a p\u00e9nzed, ami nem egy rossz hozam. Ha nem ismered, \u00e9rdekl\u0151dj a Fundamenta Lak\u00e1skassz\u00e1n\u00e1l a r\u00e9szletekr\u0151l.<\/li>\n<\/ul>\n<h4>Megjegyz\u00e9s:<\/h4>\n<p>Most, 2021-ben, lassan 9 \u00e9v ut\u00e1n &#8211; ha ezt a p\u00e9nzt f\u00e9lre tetted volna, most \u00e9v v\u00e9g\u00e9n a kamatokkal egy\u00fctt kb. 500000 Ft lett volna bel\u0151le.<\/p>\n<p>&nbsp;<\/p>\n<p>Te mit gondolsz minderr\u0151l? \u00a0 Illusztr\u00e1ci\u00f3: saj\u00e1t felv\u00e9tel<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cs\u00f6kkentek a rzsik\u00f6lts\u00e9gek \u00e9s tov\u00e1bbi cs\u00f6kkent\u00e9sek v\u00e1rhat\u00f3k. Ez k\u00f6zel 4 milli\u00f3 h\u00e1ztart\u00e1st \u00e9rint. \u00d6r\u00fcl\u00fcnk, mert t\u00f6bb p\u00e9nz jut m\u00e1sra. Ennek a p\u00e9nznek sok helye lenne. Te mire k\u00f6lten\u00e9d? <\/p>\n","protected":false},"author":171,"featured_media":5278,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","_wp_rev_ctl_limit":""},"categories":[503],"tags":[425],"class_list":["post-5280","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-csaladi-koltsegvetes","tag-csaladi-kassza","et-has-post-format-content","et_post_format-et-post-format-standard"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Rezsik\u00f6lts\u00e9gek cs\u00f6kken\u00e9se - mire k\u00f6lten\u00e9d? - H\u00e1ztart\u00e1s Ma<\/title>\n<meta name=\"description\" content=\"Rezsik\u00f6lts\u00e9gek cs\u00f6kken\u00e9se folyt\u00e1n p\u00e9nz marad a zsebedben. 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